Last Friday, DJ was let go from work. He received 2 weeks severence and was paid out for his unused PTO. However, all benefits including health ended that day at midnight. Scarey!
DJ is actively looking for a new position and has applied for unemployment. He has been helping out at daycare, though we have had a slow week this week. He is actually considering staying home and helping out with daycare so that we can take the max. amount of children that I will be licensed for (8). I alone cannot take 8 because the more children under 2 you have, the less total children you can have. But with two providers, you can take the max of 8 regardless of age.
This would give me the opportunity to start a preschool program here in the morning, while DJ spent time with the younger children in the other room. Its also better to have two sets of eyes, ears, and hands with the children, especially when going outside, for walks, during meal times, etc... I had been considering taking on a partner or hiring an employee, but the benefits to doing that seemed to outweigh the costs of it.
It would mean we would need private insurance, which we are looking into and have applied for now. It would mean we are both locked into the family room; if Shelby gets sick we can't leave to take her to the Dr. We would have to take her to walk-in clinic after hours. It would mean (from what I can tell) we would mak the same amount of money as we were when he was working at Edstrom, we could get rid of the second car and the car insurance and the gas to fuel the car.
So - pending our research into this further and the tax implications, DJ might become Daddy Daycare! LOL